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Wedding Insurance

Wedding Insurance

Many weddings will reach costs well over $30,000 but you can protect the entire investment with our low cost insurance!

Liability Insurance

It’s no secret that weddings come with a high price tag, a million details to plan and the potential for things to go wrong. In order to be covered against those risks, wedding venues will often require that you secure liability insurance to protect yourself and the venue during your big event. This liability insurance provides you with protection if someone is injured at your wedding or one of your guests causes property damage to the venue.

Eventsured’s policy is designed to meet your venue’s requirements. Our insurance offers high limits, includes host liquor coverage and allows you to add additional insureds at no additional fee.  Most importantly, all of our policies come with ZERO DEDUCTIBLE and can be purchased online within minutes!

Cancellation or Postponement Insurance

Our wedding cancellation or postponement insurance offers you an extra level of protection throughout the wedding planning process. We can reimburse you for lost deposits and/or non-refundable payments if you are forced to postpone or cancel your wedding due to circumstances out of your control. Scenarios such as injury or illness of an immediate family member, vendor bankruptcy, extreme weather or unexpected military deployment can all be covered.

Eventsured also covers you if a wedding vendor cancels on you and you need to hire a new, more expensive vendor. Additional coverage against loss or damage to wedding photographs and videos, wedding gifts, wedding rings or wedding day attire is also included with all policies.

Special Event Liability

General Liability

Event liability insurance protects you if an individual at your event gets injured. You may be held liable for loss of income, medical expenses and other damages so purchasing event liability insurance (a.k.a. wedding insurance) is an easy way to cover yourself against legal expenses and judgments.

Medical Payments

This is “no fault coverage” which pays the cost of an injured person’s medical expenses regardless of who is at fault. This coverage can help avoid a lawsuit because it kicks in to pay those expenses on behalf of the injured person. A $1,000 limit is included but you may increase that limit to $5,000 or $10,000.

Personal & Advertising Injury

Personal and advertising injury coverage protects you if you are held liable for a covered personal or advertising offense. This special event insurance policy includes this protection that you will hopefully never have to use. Coverage extends up to the per occurrence limit.

Liquor Liability

Host liquor (alcohol you serve for free) coverage is included in all of our policies and retail liquor (alcohol you charge for) can be purchased as an additional coverage option. Relax and know that you are covered if you serve alcohol and are sued for bodily injury or property damage caused by intoxicated attendees.

Damage to Rented Premises

An important inclusion in our wedding insurance policies is coverage designed to pay for fire damage or damage to covered property that occurs while under your care, custody or control for more than a week. A default limit of $100,000 is included but it can be increased to $300,000, 500,000 or $1,000,000.

Rehearsal Dinner

Even the rehearsal dinner can have its mishaps. If someone gets food poisoning or breaks the lobby vase, you could be reimbursed for damages. This coverage can be added to your existing liability policy by giving us the date, location and number of people attending your rehearsal dinner.

Event Cancellation Insurance

Cancellation or Postponement

If your wedding is cancelled or postponed because of unforeseen circumstances such as bad weather conditions, power failure, cancellation/postponement (sorry, change of heart doesn’t count) then you could be reimbursed for all non-refundable expenses paid to vendors.

Loss of Deposits

This protects you if a vendor goes out of business or the contract falls through and you lose your non-refundable deposit. It also covers you if the vendor fails to provide you with the items, services or locations it was obliged to provide under a written contract.

Photograph or Video

If your photographer or videographer is a no-show or disappears with the photo memories of that special day, you could be compensated to retake official wedding photos. This coverage also protects you against loss or damage of the original film, negatives or video.

Event Gift

This coverage gives you peace of mind knowing that you will be indemnified if the wedding gifts are lost or damaged. Those gifts are covered while at your home, at the event location or in transport between either of these locations.

Wedding Attire

This coverage protects you if the wedding dress or groom’s suit is damaged or lost prior to or during the wedding. The carrier will reimburse the cost of replacement, repair or necessary rental charges if replacement or repair is not possible in time for the wedding.

Special Jewelry

You can cover the special jewelry for your wedding by adding this coverage to your policy. This coverage protects you against loss, theft or damage to your jewelry that occurs at the wedding or seven days prior to the wedding date.

Big Day Coming Up? Get a free quote & find out what we can do for you.

Weddings are a time for celebration, not a time for wondering if something will go wrong. We will protect your special event, so you can cherish one of the best days of your life.