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3 Worst Case Scenarios For Weddings

You never know what happens, unfortunately. And when it comes to a couples wedding, the same rule applies. As much as you plan for your big day, weather, damages or injuries can have an impact on your wedding in a negative way. We highlight three wedding scenarios that can unfortunately happen at anyone’s wedding. But don’t worry, we include the problem but also the solution so that your wedding can avoid worst case scenarios like the ones below. Drunken Guest It’s no wonder so many awkward, cringe-worthy or dramatic things happen when people tie the knot – especially when the guests are drunk. Weddings have can have open bar, hard liquor, wine, beer … you name it. Guests have a tendency to become incomprehensible, overly emotional and also a financial risk for the bride and groom. A intoxicated guest can drink too much, hop in a car, and swerve into traffic. [...]

Change Of Heart Insurance?

When you get wedding coverage with Eventsured, we will tailor your policy to fit your needs. Whether you want protection from lawsuits for potential injuries at your wedding, liquor liability if a person at your wedding drinks too much and hurts themselves or others and more. Unfortunately, purchasing insurance for “change of heart” or cancellation insurance in case the bride or groom gets cold feet is NOT something we can cover. If you thought the divorce rate was high, couples are finding it harder to even make it down the aisle. We have seen in recent news about brides or grooms airing their dirty laundry at the wedding. Remember the story of a bride who read her fiance’s cheating texts instead of her vows. Read here. Or the couple who was surprised to see the “other woman” show up at their wedding in a wedding dress. Watch here. No [...]

4 Important To-Do’s Before You Say ‘I Do’

‘Will you marry me,’ is the first question on a couples journey toward marriage. But between then and the wedding there are a few other important questions to consider before you make your way down the aisle. You will want to make sure you are both prepared for the best and the worst. While the fit of your dress, or catering for your wedding ceremony may be important, there are also a few to-do’s you may want to tackle before you get married. Set Your Budget Determine how much you have to spend, based on you and your families’ contributions. Whether your budget is $10,000 or $50,000 make sure you are being realistic. Set your budget and be stern to stick with it. Determine Location & Vendor Decide whether to have separate locations for the ceremony and the reception, factoring in travel time between the two places and the cost. Picking a vendor [...]

Protect Your Wedding From The Weather

It could be raining more than rice on your wedding day… Rain, snow, blizzards, high temperature, low temperatures, earthquakes, hurricanes, etc. can ruin a couples big day. While you may not be able to control the weather or prevent the unexpected, you can protect a portion of your investment by planning ahead. Making sure that you are covered if bad weather becomes an issue is extremely important to any couple. With our sister company US Weather Insurance, couples can cover all aspects of their big day to protect their investment from Mother Nature. US Weather Insurance covers from a couple hours to the entire event. Most clients will want to cover any feature of their outdoor ceremony that they will have to pay for upfront. One example is a client that contacted US Weather for coverage on their chairs for the outdoor ceremony. The client had to have the chairs delivered [...]

5 Reasons To Purchase Wedding Insurance

When you think about it, a wedding is like buying a new car or house. There is usually a lot of planning that goes into it before you make the purchase. And insurance is purchased along with it to protect your investment. You wouldn’t purchase a new car that costs thousands without insuring it, so why wouldn’t you insure your wedding? Home insurance and car insurance is not a choice and neither should Wedding Insurance. Here are five reasons why you need to insure your wedding: 1. It May Be Required Some wedding venues may require you to purchase a general liability policy to avoid taking responsibility for situations out of their control that cause damage to their property. 2. Eliminate Worry When you are investing a lot of money in a wedding, you want to make sure the day goes as planned. By getting Wedding Insurance, you can enjoy your big day [...]

Remove Your Wedding Worries

As exciting as wedding planning can be, it can also be one of the most stressful times in a couple’s life together. There are a ton of things you will probably worry about when your wedding day approaches. Whether it’s how much your bridesmaids will love their dresses, how good your food will be, whether or not your guests will dance, how your makeup will look, etc. Regardless of how your wedding turns out, there is only one thing you should be worried about to remove your wedding worries – and that’s Wedding Insurance. To be realistic, your makeup or whether people dance at your wedding, won’t cost you thousands of dollars. However, if one of your intoxicated guests falls while dancing at your wedding and is seriously injured, that has the potential of costing you thousands! We understand that there is a huge amount of work that goes [...]

Finding The Perfect Entertainment For Your Wedding

Yes, your wedding day will be your big day. But you are not just booking a venue and large scale catering all for you and your soon to be wife or husband. Providing your wedding guests with not only the best space and food but interaction is crucial to keeping your guests entertained. Contests are a great way to make your wedding go beyond the big day and an opportunity to let your guests win big! With our sister company Interactive Promotions Group, who is an industry leader in contest insurance and promotions, we have compiled a list of their best contest ideas for your reception. Wedding Inspired Dice Roll Roll some luck into your wedding! Instead of throwing a bouquet, give your guests the chance to throw some dice. This contest is perfect for weddings because it’s simple and fully customizable. Our dice come in various sizes, including 1, 3, [...]

Tips To Protect Your Finances When Your Wedding Is Cancelled

Eventsured insures your wedding to prevent the possibility to spending thousands to millions in damages and lawsuits if things go wrong. However, before you say ‘I do,’ and after you have spent thousands in wedding planning, what happens when things don’t go as planned in your relationship? More and more, couples are not even making to the aisle- leaving not only a broken heart to mend, but also an empty pocketbook. No matter how the wedding was paid for (by one party or both), you will have to get your necessary refunds (if possible) and inform your guests on the cancellation before they spend money on their dress, hotel accommodations, etc. Next, it’s time to contact the venue. Whether it’s an elegant hotel ballroom or a trendy barn on a farm, the wedding space is usually the bride and groom’s biggest ticket item, averaging about $12,343 to $14,006. Be prepared to [...]

How Brokers Can Profit From Our Coverage

We understand brokers position and we know how you work for the interest of your clients. By providing them with the best insurance options for their needs, you will build trust and commitment between them. You don’t want to sell a particular policy on behalf of an insurance company. By partnering with Eventsured, we make event insurance for brokers simple, consistent and reasonable. We look out for your best interest so you can look after the interest of your clients worry free. You already know you are getting the best deal with our company because insurance brokers can receive up to 10% commission on any policy premium! The commission will be applied when the premiums are paid. Also, as an insurance broker, you are able to add any fee. This will be in addition to the premium and the commission, and is entirely up to you as you work with [...]

Protection Before And After Your Wedding

It’s common for a bride and groom to be fully focused on the actual wedding ceremony and reception that they miss out in properly planning for the events that come before and after the wedding. Thanks to Eventsured, we provide coverage for bridal rehearsal dinners, bachelor & bachelorette parties, bridal showers, etc. Wedding insurance is important for the big day, but you have to realize that things can go wrong during the surrounding get-togethers as well. It can be scary putting down a lot of money for these events, but we are here to carry that burden. You can enjoy your wedding, and let us do the worrying. Our easy online quote calculator can provide a coverage quote in minutes. Which can save you thousands of dollars in the future. Protect yourself from liability arising from your bridal shower or parties. Coverages can include bodily injury/property damage liability, host liquor [...]

Retail Cart Insurance For The Holidays

The holidays are soon to be under way which means more traffic for your business. More traffic is ultimately a good thing for increasing sales, but it can also lead to more incidents and accidents. For instance, look at Black Friday – the running, pushing and shoving around the mall can lead to more injuries that can occur near your retail cart. So if you are not insured you can become liable to pay for any injuries that may occur. With Eventsured, we offer a variety of types of retail cart insurance to protect your business from potential risks. This includes injuries to customers, damages to your equipment, and a number of other risks. Our general insurance covers a variety of risk exposures that may occur while operating your mall kiosk and lead to income loss or financial burden from covering legal or medical costs. Think about what could happen if [...]

Don’t Break The Wedding Bank

Planning a wedding with a budget can take a bit of focus. Decide how much you and/or your family are willing to spend, set the budget and be very strict to not break the bank. While sticking to the budget you can still plan a fantastic wedding and we have a few tips on how to do so. See below for a list of ways to cut corners during your wedding planning to stick within your budget. Planning Getting a wedding planner is not always necessary. You can save a lot of money by getting friends and family to help volunteer in the planning of your wedding. Timing When you decide to have your wedding can mean the difference between paying hundreds or thousands of dollars. Try planning a wedding that isn’t during the usual peak wedding months. Instead of a summer wedding, a winter wedding can be just as nice [...]

Trade Show Coverage

As a Trade Show Exhibitor, we understand the amount of work that goes into setting up your booth. You make plans to set up a creative display to attract customers and get the awareness out about your brand, product or service. You plan for everything to go right. But you don’t plan for things to go wrong. And if or when they do, what will you be left to do? It’s normal to not think about the worst case scenario, but not thinking about it could end up costing you thousands! There are more than 10,000 trade shows every year with millions of attendees and exhibitors who pay thousands of dollars for booth displays, installation and travel.To protect your investment, potential profits, and damages that you cannot control, we recommend that every vendor get Vendor Insurance. What’s Vendor Insurance? Vendor Insurance through Eventsured makes it easy and affordable to insure your next [...]

If You Thought Weddings Were Expensive Now…

Paying for a wedding alone is a very costly situation. It ranks amongst buying a house and buying a car. Even for the lowest state when it comes to wedding expenses (Mississippi), the cost of a an average wedding can run you $15,581. Average dress cost: $1,049 (the lowest) Average ring cost: $2,841 (the lowest). So with even the lowest ranking state having to payout quite a lot to cover their wedding expenses, how much do you anticipate paying? Couples need to keep in mind that the cost of a wedding does not stop at the altar. Couples can incur expenses even after they say “I do.” There are many things that can go wrong on your big day. A guest can get injured, your event can get cancelled or postponed, property damage, etc. Paying for these additional expenses can vary and can even cost you more than the wedding [...]

New Trend In Wedding Experience

Times are changing and so are weddings. The new generation (aka millennials) have looked more towards loft spaces and barns as opposed to traditional church and banquet when it comes to settings. The days of sitting in a big ball gown with chandeliers and a tall wedding cake have slowly faded. Millennials are desiring less of formal weddings and more of ways to fully customize their experience from the space, dress, reception; fully reflecting their own personalities. Traditionally weddings were funded by the couples parents. But now, couples have become more responsible financially over the turn out of their wedding. Even wedding dresses are becoming casual. The old way of going to the bridal shop with friends and family to purchase your dream dress has now turned into purchasing your dress online. Even though the layout of weddings have started to change, there is one thing that remains the same [...]

Welcome To Eventsured!

With Event insurance, it’s not a matter of what or when as we cover various events from business meetings, to sporting events, to birthday parties, to weddings. It’s only a matter of why. Why you need insurance for your event varies, but the main reason is for financial coverage not only for yourself but your guests as well. Let’s face it, things can go wrong during your event. You need to stay protected against property damage, lawsuits, medical payments, cancellation, etc. Luckily, the process of getting insurance and protecting your event is simple (as it should be).This is where Eventsured has you covered. We know that planning for your event is a big task on its own, so we want to relieve as much stress as possible. When insuring with us, it’s only a 6 step process to get you insured and worry free. Follow below! 1. First, inform us [...]